01
Money Apps & Digital Wallets
Consumer, group, business and transactional applications designed around real financial behaviour.
Digital financial products for Africa
Money apps.Ledgers.Payment rails.
We design, build and operate digital financial products for Africa — from customer apps and payment orchestration to ledgers, APIs, cloud infrastructure and commercial scale.
01Fintech Platforms
02Product Engineering
03Digital Growth
Financial technology · end to end
Built for the way money moves.
Product, infrastructure and commercial thinking in one team—from the first customer journey to the financial controls underneath it.
02
Payments & Banking Rails
Card payments, EFT, account-to-account flows, collections, payouts and regulated banking integrations.
03
Ledgers & Reconciliation
Transaction ledgers, balances, idempotency, reconciliation, audit trails, settlement logic and financial controls.
04
APIs & Financial Middleware
Bank APIs, payment orchestration and middleware connecting customer journeys to financial infrastructure.
05
Cloud, Security & Scale
Secure architecture, observability, resilience and infrastructure built for transactional workloads.
06
Commerce & Embedded Finance
Saving, payments, merchants, rewards and group buying connected directly into digital journeys.
Karavan builds the technology and customer experience layer around regulated banking, payments and mobile-money infrastructure.
From concept to production infrastructure
Built in the real world.
Karavan combines the visible product with the transactional systems, controls and operations that make it work.
AppsAPIsPaymentsLedgersReconciliationCloud
- 01Consumer financial applications
- 02Group and social saving
- 03Business saving
- 04Payment collection and payouts
- 05Transaction and double-entry ledgers
- 06Payment orchestration
- 07Reconciliation and audit systems
- 08Group governance and approval flows
- 09Commerce and merchant integrations
- 10Banking and API integration
- 11Cloud infrastructure and observability
- 12Admin, operations and support systems
Featured capability · Social SavingsSuperSaver · proof in product
SuperSaver demonstrates the capability: group saving, shared goals, transparent money movement and commerce—designed as one trusted digital journey.
The platform is one expression of a much bigger capability: Karavan builds the financial technology behind the experience.
Explore our FinTech work2,500+
Campaigns delivered
18
Countries reached
80+
Brands supported
28
Years proven
Growth & Ad Technology
Built to launch. Wired to grow.
Karavan began in digital media and monetisation. That expertise gives the products we build an unusual advantage in customer acquisition, monetisation and African market activation.
See AdTech capability
- Google Ad Manager
- DV360 & programmatic buying
- Campaign strategy
- Media operations
- App monetisation
- Audience & data
- Creative
- Performance optimisation
Trusted by brands across Africa and beyond
